Copyright GNF Mortgages Limited. Authorised and regulated by the Financial Services Authority. There may be a fee for mortgage advice. The actual fee will depend upon your circumstances but will be no more than £495. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgages. The overall cost for comparison is 8.1% APR. The actual rate available will depend upon your circumstances.